NY Premium by Coverage Category
| COVERAGE CATEGORY | 2021 | 2022 | 2023 | YTD SEPTEMBER 2024 | ||||
|---|---|---|---|---|---|---|---|---|
| = CATEGORY DEFINITION | PREMIUM | TRANSACTIONS | PREMIUM | TRANSACTIONS | PREMIUM | TRANSACTIONS | PREMIUM | TRANSACTIONS |
| AUTO | $69,401,515 | 8,596 | $70,744,472 | 8,227 | $72,807,731 | 10,010 | $90,479,598 | 7,190 |
| 4001 PRIVATE PASSENGER (EXCESS) 4002 COMMERCIAL (PRIMARY / EXCESS) 4003 ALL OTHERS / AUTO LIABILITY 4501 PRIVATE PASSENGER 4502 COMMERCIAL 4503 GARAGE KEEPERS LEGAL LIABILITY 4504 DEALERS OPEN LOT 4505 MECHANICAL BREAKDOWN COVERAGE 7200 PERSONAL ACC.&DIS.INS.(NON.RES.)RACING CARS IN NY |
||||||||
| COMMERCIAL MULTIPERIL | $174,256,369 | 39,706 | $199,051,283 | 38,846 | $243,613,303 | 39,513 | $252,880,723 | 33,507 |
| 2001 FARM OWNERS 2003 COMMERCIAL (SMP) |
||||||||
| CREDIT | $25,756,512 | 747 | $60,078,807 | 1,061 | $92,666,004 | 1,350 | $47,636,724 | 1,075 |
| 6801 ALL CLASSES /CREDIT INSURANCE 6802 CONTRACT FRUSTRATION 6803 EVENT CANCELLATION |
||||||||
| E&O, D&O | $729,302,820 | 28,454 | $806,705,785 | 30,301 | $801,460,778 | 31,918 | $456,194,210 | 23,120 |
| 5034 EMPLOYMENT PRACTICES LIABILITY INSURANCE 5201 PUBLIC OFFICIALS LIABILITY 5202 DIRECTORS & OFFICERS 5203 DIRECTORS & OFFICERS (NON-PROFIT) 5204 ATTORNEYS LIABILITY 5205 ACCOUNTANTS LIABILITY 5206 ARCHITECTS & ENGINEERS 5207 REAL ESTATE AGENTS 5208 INSURANCE AGENTS & BROKERS 5209 MEDIA PROFESSIONAL 5210 ALL OTHERS (PROFESSIONAL) E&O 5210A ALL OTHERS (E&O) |
||||||||
| EXCESS LIABILITY & UMBRELLA & MEDICAL MALPRACTICE EXCESS | $1,048,253,327 | 31,095 | $1,282,253,702 | 34,553 | $1,395,690,128 | 40,647 | $1,179,260,487 | 37,673 |
| 5011 EXCESS LIABILITY 5011A CONTRACTORS EXCESS LIABILITY 5033 EMPLOYER SPONSORED GROUP EXCESS 5301 PHYSICIANS & SURGEONS 5302 HOSPITALS 5303 DENTISTS 5304 PODIATRISTS 5305 ALL OTHERS / MEDICAL MALPRACTICE EXCESS 5901 LEAD/UMBRELLA 5902 EXCESS UMBRELLA 5903 COMML UMB LIAB EXCESS OF $10M UNDERLYING OR SIR |
||||||||
| EXCESS OF LOSS PROPERTY COVERAGES | $260,015,726 | 2,029 | $312,419,149 | 2,167 | $271,190,031 | 2,408 | $352,843,531 | 2,881 |
| 1004 EXCESS OF LOSS (REAL PROPERTY) 1004A EXCESS OF LOSS (PERSONAL PROPERTY) 1707 PRIMARY/EXCESS COMML PROP WHERE TIV EXCEEDS $200M |
||||||||
| FIDELITY & SURETY | $108,005,794 | 620 | $76,385,878 | 689 | $74,488,496 | 733 | $73,532,464 | 551 |
| 4801 FIDELITY AND FORGERY (FIDUCIARY LIABILITY) 4802 BANKERS BLANKET BOND 4803 PERFORMANCE BOND 4804 SURETY BOND 4805 SURETY FOR SMALL AND MINORITY CONTRACTORS 4806 MISCELLANEOUS BOND 4807 ADOPTION REIMBURSEMENT BOND |
||||||||
| HOMEOWNERS/DWELLING COVERAGE | $81,242,764 | 22,410 | $99,531,358 | 22,310 | $148,075,723 | 24,270 | $160,621,023 | 21,867 |
| 2002 HOME OWNERS | ||||||||
| MARINE | $132,951,701 | 8,441 | $160,586,103 | 8,785 | $160,231,945 | 9,511 | $128,735,552 | 7,257 |
| 2501 ALL CLASSES /MARINE 2502 WATERCRAFT 3001 JEWELERS BLOCK 3002 FURRIERS BLOCK 3003 BUSINESS & PERSONAL FLOATERS 3004 BUILDERS RISK 3005 MOTOR TRUCK CARGO 3007 ALL OTHERS /INLAND MARINE 3201 AIRCRAFT PHYSICAL DAMAGE 3202 ALL OTHERS/AVIATION |
||||||||
| MEDICAL MALPRACTICE & MISCELLANEOUS PROFESSIONAL | $158,470,073 | 11,112 | $205,398,866 | 12,814 | $220,832,392 | 13,776 | $192,799,713 | 11,027 |
| 5401 ALL CLASSES /MEDICAL MALPRACTICE 5501 BEAUTY PARLORS & SCHOOLS 5502 BARBERS & SCHOOLS 5503 AMBULANCE SERVICES 5504 THERAPISTS 5505 COMMUNITY HEALTH CENTERS 5506 HOME CARE SERVICE AGENCIES 5507 PHYSICIAN ASSISTANTS 5508 ALL OTHERS / MISC PROFESSIONAL |
||||||||
| PRIMARY GL & OTHER BI/PD | $1,773,246,747 | 138,781 | $2,107,358,883 | 150,687 | $2,342,239,604 | 162,431 | $1,913,161,128 | 130,390 |
| 5001 MANUFACTURERS & CONTRACTORS (INCL. COMPL. OPNS.) 5002 OWNERS, LANDLORDS, & TENANTS 5003 OWNERS, CONTRACTORS PROTECTIVE 5004 PRODUCTS (INCLUDING EXCESS) 5005 MUNICIPAL 5006 PUBLIC SCHOOL 5008 CONTRACTUAL 5013 POLICE, LAW ENFORCEMENT 5014 ASBESTOS ABATEMENT, REMOVAL CONTRACTORS 5015 PARK DISTRICTS & ALL OTHER POLITICAL SUBDIVISIONS 5016 LABOR, FRATERNAL, & RELIGIOUS ORGANIZATIONS 5017 SOCIAL SERVICES LIABILITY 5020 SPECIAL EVENTS 5021 HOMES FOR THE AGED, CONVALESCENT HOMES 5022 FAMILY (IN HOME) CHILD CARE 5023 CHILD CARE, ALL OTHER 5024 SKI-AREA LIABILITY 5025 WINTER RECREATIONAL FACILITIES 5026 SNOWMOBILE LIABILITY 5027 SNOWMOBILE CLUBS (INCLUDING TRAILS) 5028 SNOWMOBILE CLUBS (EXCLUDING TRAILS) 5029 SNOWMOBILE RENTALS 5030 HEALTH AND EXCERCISE CLUBS 5031 MISCELLANEOUS RECREATIONAL LIABILITY 5032 COMPLETED OPERATIONS 5035 PRIMARY AND/OR EXCESS LIABILITY INS FOR VACANT OR UNOCCUPIED BUILDINGS 5050 COMM GEN LIAB - BROADENED COVERAGE CATEGORIES 5051 CYBER LIABILITY STANDALONE, MAY INCL BUSINESS INTERRUPTION/EXTRA EXPENSE 5801 RAILROAD PROTECTIVE 5802 ALL OTHERS / RAILROAD 6001 PETROLEUM MARKETERS 6002 PETROLEUM NON-MARKETERS 6003 GOVERNMENTAL SUBDIVISIONS 6004 CONTRACTORS 6005 LANDFILLS, DUMPS, ETC. 6006 ALL OTHERS (NOC) REAL PROPERTY 6006A ALL OTHERS (NOC) PERSONAL PROPERTY |
||||||||
| PRIMARY PROPERTY COVERAGES | $1,609,451,910 | 56,858 | $2,035,365,202 | 65,253 | $2,025,308,656 | 71,516 | $1,687,400,990 | 59,303 |
| 1001 FIRE ONLY (REAL PROPERTY) 1001A FIRE ONLY (PERSONAL PROPERTY) 1002 FIRE & ALLIED LINES (REAL PROPERTY) 1002A FIRE & ALLIED LINES (PERSONAL PROPERTY) 1501 CROP, HAIL 1502 TORNADO, CYCLONE, WIND, HAIL (REAL PROPERTY) 1502A TORNADO,CYCLONE,WIND,HAIL (PERSONAL PROPERTY) 1701 LEAKAGE OF SPRINKLERS (REAL PROPERTY) 1701A LEAKAGE OF SPRINKLERS (PERSONAL PROPERTY) 1702 EXPLOSION, RIOT & CIVIL COMMOTION (REAL PROPERTY) 1702A EXPLOSION, RIOT & CIVIL COMMOTION (PERSONAL PROPERTY) 1703 EARTHQUAKE (REAL PROPERTY) 1703A EARTHQUAKE (PERSONAL PROPERTY) 1704 BLANKET FORM (REAL PROPERTY) 1704A BLANKET FORM (PERSONAL PROPERTY) 1705 WATER DAMAGE (REAL PROPERTY) 1705A WATER DAMAGE (PERSONAL PROPERTY) 1706 BUSINESS INTERRUPTION,TIME ELEMENT,OR SIMILAR TIME 1708 PRIMARY/EXCESS PROP VACANT UNOCCUPIED COMML BLDGS 2201 REAL PROPERTY 6501 BOILER & MACHINERY DIRECT 6502 BOILER & MACHINERY CONSEQUENTIAL 6503 ENGINE & MACHINERY 6504 ALL OTHERS / BOILER & MACHINERY |
||||||||
| SALARY PROTECTION | $8,916,740 | 1,151 | $14,366,949 | 1,331 | $11,711,984 | 1,444 | $16,880,173 | 1,111 |
| 7100 EXCESS DISABILITY COVERAGE 7101 PRIMARY DISABILITY INSURANCE |
||||||||
| MISCELLANEOUS/NOT OTHERWISE CLASSIFIED | $26,236,071 | 5,368 | $66,135,740 | 7,962 | $24,417,476 | 8,543 | $20,776,694 | 6,112 |
| 2301 ALL CLASSES / RESIDUAL VALUE 3501 ALL CLASSES / GLASS 3701 ALL CLASSES / ANIMAL 5701 ALL CLASSES / LIQUOR LIABILITY 6201 BURGLARY & ROBBERY 6202 KIDNAP & RANSOM 6203 ALL OTHERS / CRIME 6900 PRIZE INDEMNIFICATION 7000 SERVICE CONTRACT REIMBURSEMENT 7301 EXCESS OF A PRIMARY BUSINESS-RELATED DISABILITY POLICY 7302 PRIMARY BUSINESS-RELATED COVERAGE INCLUDED 7400 DONOR MEDICAL EXPENSE COVERAGE |
||||||||
| TOTALS | $6,205,508,069 | 355,368 | $7,496,382,177 | 384,986 | $7,884,734,251 | 418,070 | $6,573,203,010 | 343,064 |
