ELANY Coverage Codes | Guide to New York Excess Line Insurance Classifications

Effective December 15, 2025, there was a change to coverage and risk / industry code usage in ELANY systems. These changes also apply to programmatic API / batch upload filings. Read Bulletin No. 2025-21 for more detail. Click here to access an interactive list of codes.

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Coverage Code	Description	Fire Coverage Only Premium Portion

Peril Code 10	FIRE (INCLUDING EXCESS)
Peril Code 15	WIND, HAIL
Peril Code 17	ADDITIONAL PROPERTY COVERAGE
Peril Code 20	MULTIPLE PERIL
Peril Code 22	ALL RISK
Peril Code 23	Residual Value
Peril Code 25	MARINE (Non-Exempt Lines Only)
Peril Code 30	INLAND MARINE
Peril Code 32	AVIATION
Peril Code 35	GLASS
Peril Code 37	ANIMAL
Peril Code 40	AUTO LIABILITY (BI & PD)
Peril Code 45	AUTO PHYSICAL DAMAGE
Peril Code 48	FIDELITY AND SURETY
Peril Code 50	GENERAL LIABILITY (BI & PD)
Peril Code 52	ERRORS & OMISSIONS
Peril Code 53	MEDICAL MALPRACTICE (Excess)
Peril Code 54	MEDICAL MALPRACTICE
Peril Code 55	MISCELLANEOUS PROFESSIONAL
Peril Code 57	LIQUOR LIABILITY
Peril Code 58	LIABILITY, RAILROADS & UTILITIES
Peril Code 59	UMBRELLA LIABILITY
Peril Code 60	ENVIRONMENTAL IMPAIRMENT
Peril Code 62	CRIME
Peril Code 65	BOILER AND MACHINERY

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